Job Description

Risk Governance

• To lead the Risk Management Department as a centralized function that will provide guidance as well as checks and balances to risk exposure in the businesses.
• Implement the operational Risk Management Framework for the Bank and oversee its effective application.
• Develop a good / bad bank segmentation model for use in portfolio management activities.
• Improve portfolio quality and optimize risk adjusted return dynamics through development of effective portfolio management strategy, including increase / decrease of exposure based on segment performance within the portfolio.
• Review of portfolio/ environment indicators and rigorous portfolio stress testing for pre-emptive portfolio strategy development.

Policy, MIS and Portfolio Management

• Develop well documented credit policies that support customer relationship deepening and strengthening of portfolio loss coverage, scorecard usage and bureau cut off setting.
• Ensure development of high-quality MIS to monitor portfolio shifts and identify risks and opportunities. Ensure MIS decks provide segmentation based on Basel II risk grades and profitability indicators.
• Ensure portfolio is managed in an effective manner and regular monitoring of portfolio caps and exposures.

Operational Risk Management

• To be the source of reference in facilitating and promoting the understanding of Operational Risk (OR) requirements. Lead and support implementation of OR initiatives within the organization.
• Proactively communicate with the Unit heads and BORM (Board of Operational Risk Management) on operational risk issues. Escalate significant events to Unit Head /BORM as appropriate.
• Coordinate and consolidate operational risk and loss reporting of the Bank for the reporting to the Managements and the Committee. Ensure data accuracy and completeness.
• Design and implement control measures and monitoring plans for compliance and operational risk management.  Ensure effectiveness of controls for compliance monitoring and risk management.
• Undertake and/or coordinate periodic business monitoring (self-assessment) activities within the Business Unit and escalate findings and or breaches to Business functions, when they occur.
• Develop, maintain (update) the Business Continuity Plan including business recovery strategy.
• Plan and conduct BCP exercise for all units in Credit including the development of exercise plans, scripts, scenarios and documentation.
• Plan and roll out BCP related training & briefing to raise awareness of
• Business Continuity planning issues within Risk Management.

People and Organization

• Employ, engage and retain high quality people. Identify critical talent and succession gaps in the function and develop appropriate plans/strategies to ensure continuity.
• Define an organization structure aligned and scaled to the risk control needs of the Bank, balancing regulatory & local requirements as necessary.
• Set and monitor job descriptions and objectives for direct reports and provide feedback and rewards in line with their performance against those responsibilities and objectives.
• Any duties that may be assigned by the bank from time to time.

Job Requirements

KNOWLEDGE & EXPERIENCES

• The successful candidate is expected to have a good university degree from a recognized institution. An MBA and relevant professional affiliation would be ideal.
• The professional would likely come with more than 5-10 years of experience in related areas and is a seasoned manager and administrator.
• The individual would have broad exposure and knowledge of the overall risk management function
• In depth experience in credit risk, operational Risk, portfolio management will be desirable.
• Experience in leading and managing a team.

SKILLS & ABILITIES

• Be a good team player with a sense of responsibility and adaptability;
• Be good at data manipulation with power query, power BI, Pivot and SQL/ORACLE.
• High proficiency in English knowledge;
• Ability prioritize, multi-task and work well under pressure to meet deadlines;
• Skills in managing, communicating, reporting, solving problem, and interpersonal skill.
• High committed, confident and talent to work.
• Ability to develop the banking operations policies and procedures and translate to actions.

Other Benefit

• 13th month salary
• Incentive
• Annual bonus
• Seniority Pay
• Training
• Health and life insurance