Target Segments

Priority List

The following 6 sectors are considered priority sectors that SME Bank strongly supports and encourages in financing to be used in its business operations.

1. Food manufacturing and processing is the activity of converting agricultural products or plants by whole processing or primary processing using machinery and handicrafts for human eats.

1.1. Production and Processing of Meat
  • Production of canned fish, canned beef, canned pork
  • Packing of beef, buffalo, pork, fish
  • Production of dry pork, dry beef
  • Processing of lobster, crab, snail, and seaweed
  • Rendering of lard and other edible fat of animal origin
  • Production of fish sauce
  • Production of oyster sauce
  • Processing of raw milk and condensed
  • Processing of bird nest 
  • Processing all kinds of meat
  • All kinds of Slaughters
1.2. Production and Processing of Fruit, Vegetable, and Grains
  • Production of mango jam and banana jam
  • Production of canned fruit, canned longan, canned rambutan
  • Production of canned vegetables such as cabbage, beetroot, and pickled garlic
  • Production of dry fruits, jack fruit, potatoes, taro, banana
  • Production of roasting grains, cashews, and peanuts
  • Production of all kinds of fried grains, peanuts, cashews, lotus seeds, and sunflower seeds
  • Production of groceries such as chili flakes, MSG, salt, and sauce
  • Production of oil from fruits, vegetables, or grains such as palm oil and olive oil
  • Production of juice such as apple juice, guava juice, carrot juice, and orange juice
  • Processing of grain mill as corns, potatoes, and beans (except rice)
  • Production of sugar as sugar cane, sugar palm, sugar corn, and sugar chocolate
  • Processing and packing all kinds of fruits, vegetables, and grains
1.3. Processing of Snack and Soft Drink
  • Production and packing of crispy cookies, milk cookies, and coffee cookies)
  • Production of steamed pork roll
  • Production of snacks such as noodles and sandwich
  • Production of ice cream such as chocolate ice cream, coconut, banana
  • Production of all kinds of coconut sugar, banana, and sugar confectionery
  • Processing equipment of soft drinks such as processing of tea and coffee etc.
  • Production of coke
  • Production of drinking water and mineral water
  • Production of ice
  • Bakery business

2. Manufacturing of consumer goods, manufacturing of spare parts or assembly to supply for other manufacturers, waste recycling, and manufacturing of goods serving tourism sectors

2.1. Manufacturing of consumer goods: Refers to the production of all general goods (consumer goods)
  • Assembly of machinery for air filter
  • Assembly of electronic solar panels and wind power
  • Assembly of all kinds of electronics to produce electric bicycles such as motorcycles, televisions, cooking pots, computer
  • Assembly of bicycle, motorcycle, and motor vehicle
  • Production of textile for apparel
  • Production of leather for footwear, bag
  • Production of furniture such as desk, bed, chair, cabinet
  • Production of pulp, paper, tissue, book
  • Production of pesticides, insecticidal
  • Production of agricultural al fertilizers such as compost, chemical fertilizer, and organic fertilizer
  • Production of construction equipment door, window, lamp, tile floor, etc.
  • Production of household equipment, plate, pot, pan, spoon, chopsticks
  • All kinds of home decorative materials, table, lamp, blanket, sofa, rugs, and painting
  • Assembly/production of agricultural machinery such as dry machines, ovens, and other general-purpose machinery
  • Production of electronic, electric wire, cables, and internet
  • Production of all kinds of tanks
  • Production of toys 
  • Handicrafts all kinds of soap
2.2. Manufacturing of spare parts or assembly to supply for other manufacturers: Refer to activity for production of semi-finished products and input for use in the production of other company
  • Production of other packings such as paper shell, glass, plastic, carbon, and metal
  • Production of tags
  • Processing of tapping rubber
  • Production of vehicles accessories such as mirror, tire, door, and seat (except car mattress)
  • Production of machinery accessories such as screw, chin, belt
  • Production of bicycle accessories such as tire, saddle, chain, spokes
  • Production of motorcycle accessories such as tire, saddle, chain
  • Production of galvanized steel and bending
2.3. Processing of materials recovery: Refer to waste or waste recycling treatment to raw material and new products or substances.
  • Production of kerosene
  • Sewage treatment system
  • Water treatment system and disposal of non-hazardous waste
  • Processing of materials recoveries such as manure and ash to generate electricity
  • Production of organic fertilizer from waste
  • Treatment of plastic bottles, and glass bottles for reuse
  • Processing of plastic waste, glass, and bottles for new products
2.4. Manufacturing of goods serving the tourism sector: Refer to the production of goods for serving the tourism sector (except tourism service as restaurants, hotels, transport, and travel agency.
  • Production of wearing apparel for the tourism sector such as Angor t-shirts, scarfs, silk skirts, traditional clothes
  • Silk weaving
  • Production of handcraft such as baskets and bamboo baskets
  • Production of key chain
  • Production of Angkor badge necklace
  • Production of temple sculpture, animal sculpture, landscape sculpture
  • All kinds of Khmer art and cultural painting such as temple sculptures, statues, landscape
  • Production of souvenirs for tourist

3. Enterprise located in SME Cluster Zones and Development of SME Cluster Zone)

  • Logistics service
  • Cool storage service
  • Local and international marketing consulting services
  • Enterprise/factory/assembly general industrial machinery
  • Enterprise/factory/assembly motor vehicles and motorcycles
  • Rent of all kinds of production machinery service
  • Enterprise/factory supply/production raw materials
  • Enterprise or factory processing of agricultural products and food beverage
  • Repair machinery and equipment for all kinds of production service
  • Enterprise manufacturing and service for packing service
  • Enterprise manufacturing and provide all kinds of service

4. Enterprise located in SME Cluster Zones and Development of SME Cluster Zone)

4.1. Enterprise located in SMEs cluster: Refer to manufacturing enterprise and provide other services located in SMEs cluster and managed by the public-private partnership or only private sector
  • Logistics service
  • Cool storage service
  • Local and international marketing consulting services
  • Enterprise/factory/assembly general industrial machinery
  • Enterprise/factory/assembly motor vehicles and motorcycles
  • Rent of all kinds of production machinery service
  • Enterprise/factory supply/production raw materials
  • Enterprise or factory processing of agricultural products and food beverage
  • Repair machinery and equipment for all kinds of production service
  • Enterprise manufacturing and service for packing service
  • Enterprise manufacturing and provide all kinds of service
4.2. Enterprise development in cluster zones: Enterprise has an investment in SMEs cluster in form of public and private partnership or only private sector
  • Other companies wishing to invest in the creation of this concentration area including real estate, other factory production or construction companies

5. Manufacturing of medical equipment and medicines: Refer to enterprise manufacturing of production medical equipment and supplies for use in the health sector)

  • Production of wearing protection apparel
  • Production of protection mass
  • Production of thermometer
  • Production of needle and syringe
  • Production of the surgical floor
  • Production of bandage
  • Production of medical shirt
  • Production of nitrile gloves
  • Production of gel and alcohol antiseptic
  • Pharmaceutical enterprise and medical equipment

6. Business supporting priority sectors: Refer to the business distribution of goods and provide services to priority sectors set by the government including potential sectors and other sectors impacted by Covid-19

  • Digital marketing consulting service, business consulting, law consulting
  • Computer repair and maintenance service
  • Drying oven and storage facilities service
  • Agricultural product delivery service and food system
  • Testing and confirming quality by using quality control machinery service
  • Disinfection machinery rental service, variety machinery rental service
  • Assembly of the glass house and net house service
  • Assembly of drip irrigation system service, plastic for seeds cover
  • Assembly of cooling fan for use in animal sheds
  • Printing and labeling service
  • Branding service
  • Professional, experienced, and agricultural technical services
  • Pumping water from the river service
  • Technical skills and training service
  • Business selling pet food
  • Business of selling chemical fertilizers and organic fertilizers
  • business selling all kinds of seeds
  • Dirty air filter service
  • Rental machinery equipment for another production service
  • Business of selling machinery equipment, accessories, and supply for other agriculture
  • General Education and Training Institution
  • Foreign Language School

Normal List: Refer to Business (wholesale and retail) and Service.

Business sector: Refer to resale activity (wholesale and retail) without the conversation of new products or used products)
  • Business of selling computers, peripheral units, and software
  • Business selling office furniture and household appliances
  • Business of selling jewelry
  • Business of textile articles, apparel, footwear, and glove
  • Business of pharmaceutical and medical goods
  • Business selling flowers and tree
  • Business of selling office equipment, books, magazine, and news
  • Business selling sports goods, toys, travel products, and musical instruments
  • Business of selling construction, water system, and heating system equipment and accessories
  • Business of selling rice, grains, starches, sugar
  • Business selling medical and dental supplies
  • Business of selling vegetables, fruits
  • Business of selling materials recovery
  • Business of selling silk weaving, traditional clothes, silk shirt
  • Business of selling curtains
  • Business selling souvenirs
  • Business selling grocery
  • Business of selling electronic equipment such as air -conditioner, computer
  • Business of selling motor vehicle spare parts, motorcycles, and bicycle
  • Business selling motor vehicles, motorcycles, and bicycle
  • Business of selling construction
  • Business of gas station
  • Business of Export and Import
Service sector: Refer to resale activity (wholesale and retail) without the conversation of new products or used products)
  • Travel agency service
  • Hotels, gusts houses and restaurants service
  • Air-conditional equipment repair and maintenance service
  • Motor vehicles and motorcycle repair and maintenance of service
  • Computer repair and maintenance service
  • Tractor transport rice and production of agriculture service
  • Design service
  • Decor service
  • Interior design service
  • Barbershop
  • Major branding and printing services
  • Cleaning and maintenance service
  • Transport service
  • Security Company
  • Clinic
  • Advertising service
  • Electricity Energy Supply
  • Services for sports (Football/Volleyball)
  • Services for Wedding Embellishment
  • Steel business, Electrical Equipment, Plastic Equipment business
  • Gas Business
  • Business of drip irrigation system
  • Business of electrical connection