Career

Closing Date: 31 December 2021

Job Description

• Support and act as a personal assistant to CEO on office administrative matters
• Oversee strategic initiatives from development through successful execution under the guidance of senior leadership and departmental heads
• Assist and communicate with executives in decision-making, program management, and initiative implementation
• Improve current processes and coordinate organizational procedures for optimized efficiency and productivity
• Develop and foster relationships and communication with stakeholders, regulators and the community
• Serve as liaison between staff, executives, senior leaders, and CEO, regarding company climate, employee well-being, project updates, proposals, and planning
• Oversee daily operations through collaboration with senior management and department leaders, performing an array of administrative tasks from managing calendars, generating correspondence, planning and coordinating annual corporate meetings, and scheduling facilities
• Build and develop relationships with all employees for increased efficiency and effective responsiveness into existing operations, and help to define new operational strategies, working with CEO and executives on special projects
• Serve as a subject matter expert, handling inquiries and developing action plans to address them, and assisting with the preparation and dissemination of communications
• Maintain thorough knowledge of the business, as well as an understanding of how that impacts the other entities of contact
• Monitor, coordinate, and communicate the strategic objectives of the business
• Collaborate and communicate successfully with other entities outside of the business
• Work with other staff members to develop a greater understanding of the business and any issues that arise
• Collect, analyse, and utilize data and feedback to identify opportunities to improve the relationship between the business and the other entity
• Compile reports about particular incidents, events, or updates about an important issue for the business
• Proactively solve conflicts and address issues that could occur between the business and the other entity
• Promptly respond to incidents and other events as necessary
• Act as a positive representation of the business to the community.

Other Benefit

• 13th month salary
• Incentive
• Annual bonus
• Seniority Pay
• Training
• Health and life insurance

Closing Date: 31 December 2021

Job Description

• Managed all aspects of centralized operations; including card operations, credit operations, remittance & transfer operations, and others;
• Design, develop and keep updated the Banks’ Operations Manual, non-credit products policies, and ensure compliance to all operational guidelines, processes and procedures;
• Establish and review key control standards and formulate action plans to minimize the Bank’s exposure to fraud and losses;
• Ensure compliance with regulatory requirements relating to banking operations;
• Ensure that effective documentation is in place, in the form of user guides and implement operational improvements to reduce operational costs, tighten controls, and improve service quality and customer service;
• Verify and assure that all daily functions of the operations and administration department are performed accurately and in a timely manner;
• Derive greater productivity and cost efficiency across all operational processes; including the review for process automation;
• General administration functions including premises maintenance, security, fixed assets controls, office cleaning, stock and stationeries for HO, arrange banking vehicles, and other services;
• Create a strong workforce by developing competent individuals in the banking operations team;
• Provides all trainings to head of branches operation/branch operation officers for new recruitments and continue trainings for all bank policies;
• Coordinate projects as assigned by COO;
• Perform other related duties as assigned by COO or requested.

Knowledge & Experiences

• At least Master’s degree or greater in business, accounting or finance and banking is desirable;
• At least 10 years of professional experiences in the banking operations with at least 5 years in a management role in operations management within a commercial bank or MFI;
• Understand about vision, mission, core values, regulations, and other principles of SME Bank of Cambodia;

Skills & Abilities

• Be a good team player with a sense of responsibility and adaptability;
• Good computer literate (MS Word, Excel, Power Point, Email and Internet);
• High proficiency in English knowledge;
• Strong analytical, interpersonal, communication and influencing skills
• Ability to handle multiple tasks and complexities as per a number of different projects will be implemented at the same time;
• Ability to use initiative, prioritize, multi-task, and work well under pressure to meet deadlines;
• Ability to delegate effectively amongst teams and show commitment to the long-term development of the management team through coaching and mentoring
• Ability to develop the banking operations policies and procedures and translate to actions.

Others

• Be a Cambodia citizen with a strong background in Banking and Financial Management;
• Be high integrity, accountability, and commitment;
• Be respectful;
• Demonstrate sound professional ethic.

Other Benefit

• 13th month salary
• Incentive
• Annual bonus
• Seniority Pay
• Training
• Health and life insurance

Closing Date: 31 December 2021

Job Description

Risk Governance

• To lead the Risk Management Department as a centralized function that will provide guidance as well as checks and balances to risk exposure in the businesses.
• Implement the operational Risk Management Framework for the Bank and oversee its effective application.
• Develop a good / bad bank segmentation model for use in portfolio management activities.
• Improve portfolio quality and optimize risk adjusted return dynamics through development of effective portfolio management strategy, including increase / decrease of exposure based on segment performance within the portfolio.
• Review of portfolio/ environment indicators and rigorous portfolio stress testing for pre-emptive portfolio strategy development.

Policy, MIS and Portfolio Management

• Develop well documented credit policies that support customer relationship deepening and strengthening of portfolio loss coverage, scorecard usage and bureau cut off setting.
• Ensure development of high-quality MIS to monitor portfolio shifts and identify risks and opportunities. Ensure MIS decks provide segmentation based on Basel II risk grades and profitability indicators.
• Ensure portfolio is managed in an effective manner and regular monitoring of portfolio caps and exposures.

Operational Risk Management

• To be the source of reference in facilitating and promoting the understanding of Operational Risk (OR) requirements. Lead and support implementation of OR initiatives within the organization.
• Proactively communicate with the Unit heads and BORM (Board of Operational Risk Management) on operational risk issues. Escalate significant events to Unit Head /BORM as appropriate.
• Coordinate and consolidate operational risk and loss reporting of the Bank for the reporting to the Managements and the Committee. Ensure data accuracy and completeness.
• Design and implement control measures and monitoring plans for compliance and operational risk management.  Ensure effectiveness of controls for compliance monitoring and risk management.
• Undertake and/or coordinate periodic business monitoring (self-assessment) activities within the Business Unit and escalate findings and or breaches to Business functions, when they occur.
• Develop, maintain (update) the Business Continuity Plan including business recovery strategy.
• Plan and conduct BCP exercise for all units in Credit including the development of exercise plans, scripts, scenarios and documentation.
• Plan and roll out BCP related training & briefing to raise awareness of
• Business Continuity planning issues within Risk Management.

People and Organization

• Employ, engage and retain high quality people. Identify critical talent and succession gaps in the function and develop appropriate plans/strategies to ensure continuity.
• Define an organization structure aligned and scaled to the risk control needs of the Bank, balancing regulatory & local requirements as necessary.
• Set and monitor job descriptions and objectives for direct reports and provide feedback and rewards in line with their performance against those responsibilities and objectives.
• Any duties that may be assigned by the bank from time to time.

Job Requirements

KNOWLEDGE & EXPERIENCES

• The successful candidate is expected to have a good university degree from a recognized institution. An MBA and relevant professional affiliation would be ideal.
• The professional would likely come with more than 5-10 years of experience in related areas and is a seasoned manager and administrator.
• The individual would have broad exposure and knowledge of the overall risk management function
• In depth experience in credit risk, operational Risk, portfolio management will be desirable.
• Experience in leading and managing a team.

SKILLS & ABILITIES

• Be a good team player with a sense of responsibility and adaptability;
• Be good at data manipulation with power query, power BI, Pivot and SQL/ORACLE.
• High proficiency in English knowledge;
• Ability prioritize, multi-task and work well under pressure to meet deadlines;
• Skills in managing, communicating, reporting, solving problem, and interpersonal skill.
• High committed, confident and talent to work.
• Ability to develop the banking operations policies and procedures and translate to actions.

Other Benefit

• 13th month salary
• Incentive
• Annual bonus
• Seniority Pay
• Training
• Health and life insurance

Closing Date: 31 December 2021

Job Description

Under the direct supervision of Head of Procurement Unit, the Procurement officer is responsible for the effective delivery of procurement services to SME Bank of Cambodia. The Procurement Officer promotes a collaborative, quality and result oriented approach in the Procurement Unit. Specific responsibilities and duties include, but are not limited to;

• Preparing annual procurement plan and/or revised procurement plan if necessary.
• Prepare bidding documents for each category of procurement based on the sample bidding documents prescribed by Ministry of Economy and Finance.
• Prepare and publish notice on bidding.
• Sell or provide bidding documents to those who wish to take part in the bidding process.
• Receive bidding requests and provide clarifications to bidders if there is any question related to the bidding.
• Prepare and manage bidding requests including any relevant documents received properly and safely stored before opening the bidding proposals.
• Provide support during bid opening event where bidding requests will be opened publicly with oversight from the Procurement Committee.
• Assist Head of Procurement Unit in preparing report or minutes on the opening of bidding request, price consultation, quotes or price negotiation.
• Assist Head of Procurement Unit in coordinating technical assessment on bidding requests.
• Assist Head of Procurement Unit in preparing a notice on contract award to the winners bidding and copied to all losing bidders.
• Assist Head of Procurement Unit in drafting the contract following the regulations and sample contract prescribed by Ministry of Economy and Finance.
• Assist Head of Procurement Unit in following up with the implementation of the contract by cooperating with technical officers and other relevant officers.
• Coordinate with finance to facilitate payment of the contract amount to suppliers, sub-contractors or consultants.
• Assist Head of Procurement Unit to prepare quarterly, semester and annual reports on procurement undertakings.
• Perform other duties related as assigned by Head of Procurement Unit.

Competencies

• Able to uphold and respect procurement ethics and to conduct activities with integrity.
• A team player who demonstrates patience, flexibility and honesty.
• A self-starter, who is able to plan and manage his/her own work, takes initiative and strives to meet deadlines.

Education/Experience/Language Requirements

• A Bachelor’s Degree in Business Administration, Management, Finance, Procurement, Logistics Management or a relevant field is a distinct advantage.
• 3 to 4 years of progressively responsible experience in
• Knowledge of the Public Procurement or World Bank procurement procedures is highly desirable.
• Good working knowledge of MS Office application (Word, Excel), email and able to easily navigate the Internet.
• Khmer native and fluency in spoken and written English is a plus.

Other Benefit

• 13th month salary
• Incentive
• Annual bonus
• Seniority Pay
• Training
• Health and life insurance

Closing Date: 31 December 2021

Job Description

• Build and deepen relationships with existing Priority Customers to achieve increase in share of wallet and revenues.
• Provide professional customer service to achieve a high percentage of customer satisfaction and retention.
• Serve as the one-point contact to the High Net Worth customers of the Bank SALES
• Generate new business to achieve defined targets in terms of no. of customers, volumes and revenue for the segment
• Achieve “best in class” productivity in order to maximize the efficacy of the sales process.
• Aggressive Sales call plans to acquire large prospective customers through referrals.
• Ensure coverage of customer base in accordance with the approved contact plans.
• Update & maintain all Sales MIS (Calls, Prospects, Business done, etc.)
• Responsible for the primary duty to increase the customer base by attracting more loan customers.
• Responsible for all the steps necessary to process the loan appraisal of every loan application, inspecting customers’ business regularly at site and follow-up on collateral issues according to the rules and regulation of the Bank
• Monitoring daily work timely and effectively, loan files have to be up to date and current to ensure its high quality, NPL have to be closely monitored and rehabilitate and NPL ratio kept at an acceptable level. All bank assets and liabilities related to loans, guarantees confirmation and other loan products need to be properly documented, recorded and accounted for.
• Report monthly result of work pertaining to the credit appraisal approval or declination, loan monitoring, checklist matters, NPL loan ratio and loan default in principal and interest to the Head of Credit Department and the Credit Committee through SME Banking Head.
• Maintain a close relationship with the customers to ensure that the customer banking needs are met. Take steps to increase the products holding of the customers.
• Monitoring daily loan late by pushing ROs to closely follow up on time payment.
• Monitor and check regularly on customers concerning the use of loan, business situation, loan contract terms, the repayment of loan, the completeness of documentation on time and to process possible extension of the loan before due date within 7 working days.
• Resolve every issues and quires of the customers related to the loan procedures and formalities
• Provide support to the customer as much as possible to procure loans and by helping them with paperwork
• Provide training/coaching to the new ROs hiring to adapt of the bank implementation/regulation
• Sharing the new Memo information of the bank to all staff under my supervision
• Lead marketing resources to generate new customers and clients for the Bank as group and team.
• Keep proper records and look into customer complaints
• Execute other related duties as assigned by line supervisors or requested.

Other Benefit

• 13th month salary
• Incentive
• Annual bonus
• Seniority Pay
• Training
• Health and life insurance

Closing Date: 31 December 2021

Job Description

• Provide overall leadership, management, and development of the branch – Lead the team to develop and build client networks and maintain good relationship to increase the business opportunity.
• Be responsible for branch annual budget planning and keep eyes to monitor the comparison actual vs budget plan by monthly, especially, fund raising from deposit products.
• Direction and supervision of the day-to-day banking operations to ensure that branch is in full compliance with bank’s rules & regulations, policies & procedures, guidelines and instructions and make recommendations and provides feedback to management.
• Run your business to deliver outstanding results across all key dimensions
• Deposit and loan, revenue growth, productivity, branch profit.
• Understand the economics of the branch and what can do to improve the branch’s profit.
• Keep a close eye on your local competitors – what they do and how they perform. Plan to gain market share.
• Proactively identify and address areas of customer dissatisfaction, following up and resolving any customer complaints within your discretion or refer appropriately. Welcome customer complaints as an opportunity to learn, and take personal responsibility for their resolution.
• Ensure the governance of branch operations in line with bank’s governance standards.
• Take ownership of your team’s performance and development and ensure that their behavior reflects the values and policies of the Bank.
• Effectively coaches, trains, lead and empower the team to develop their skills, capacities, and achieve best performance and maintain an open, honest and satisfying team work environment.
• Embrace, drive and support changes to improve performance and provide better services/products to customers.
• Manage and lead the branch on the marketing campaign by promoting the products and services to ensure that the market share and expanding.
• Identify potential process/service enhancements, escalate as appropriate and document suggestions.
• Perform other related duties as assigned by COO or requested.

Job Requirements

Knowledge & Experiences

• At least a Bachelor/Master’s degree or greater in business, accounting or finance and banking is desirable;
• At least 7 years of professional experience in the branch operations with at least 5 years in a management role in branch management within commercial banks or MFIs;
• Excellence in English communication (both verbal and writing)
• Good computer literate (MS Word, Excel, Power Point, Email and Internet);
• Understand about vision, mission, core values, regulations, and other principles of SME Bank of Cambodia;

Skills & Abilities

• Be a good team player with a sense of responsibility and adaptability;
• Working knowledge of administrative functions in an operational environment e.g. budgets, personnel administration;
• Demonstrated experience in managing and motivating a team;
• Strong analytical, interpersonal, communication and influencing skills;
• Ability to delegate effectively amongst teams and show commitment to the long-term development of the management team through coaching and mentoring;
• Broad understanding how bank operates and customer service manager work flow

Others

• Be a Cambodia citizen with a strong background in Banking and Financial Management;
• Be high integrity, accountability, and commitment;
• Be respectful;
• Demonstrate sound professional ethic.

Other Benefit

• 13th month salary
• Incentive
• Annual bonus
• Seniority Pay
• Training
• Health and life insurance

Closing Date: 31 December 2021

Job Description

• Check all expense and payment documents properly before payment made;
• Input all bank transactions occur into core banking system properly and in timely manner;
• Check and follow up advance transactions;
• Perform monthly account reconciliation of cash, bank, fixed asset, loan, deposit, advance and prepayment, and payable to confirm the accuracy of its balance;
• Assist to prepare regulatory report to NBC;
• Prepare document for pre-audit to internal auditor and external auditor per request;
• Involve with user accepted test (UAT) in system for Bank’s product and service;
• File supporting document in chronological order and safety; and
• Do other tasks as assigned by management

Other Benefit

• 13th month salary
• Incentive
• Annual bonus
• Seniority Pay
• Training
• Health and life insurance

Closing Date: 31 December 2021

Job Description

• Strong focus on business development, relationship building and networking;
• Market products and solutions to increase lending, deposit and cross-sell opportunity;
• Promote banking products and services to existing and prospective customers
• Assists customers for loan application and screens loan applications;
• Ensure quality of loan portfolio through sound credit assessment and monitoring;
• Collecting, investigating, and analyzing for loan appraisal;
• Conducts client sit visit of home, business places, and collateral;
• Study credit status and competition in its operating areas;
• Deal and coordinate customer complaints or claims as well as loans problem;
• Processing registration of title deed at local authorities and land office;
• Loan monitor and follows up of the timely repayment;
• Build good relationships with customers and local authorities;
• Ensure full compliance with all in-place bank policies & procedures;
• Achievement of his/her performance targets;
• Identify and understand customers’ needs and recommend appropriate financial products/services;
• Ensure that the highest quality of service is offered in the VIP premises at all times;
• Execute other related duties as assigned by line supervisors or requested.

Job Description

• At least Bachelor’s degree in business administration, economic, or finance and banking is desirable;
• At least 1 year working experience in financial institutions, accounting, or related fields;
• Fresh graduates are also encouraged to apply;
• Understand about vision, mission, core values, regulations, and other principles of SME Bank of Cambodia;

Skills & Abilities

• Ability to communicate and to maintain good relation with the client
• Be able to travel based on location set
• Ability to communicate and self-motivated person
• Ability to work effectively in a team environment and work in the field
• Good computer literate (MS Word, Excel)
• Willing to work under pressure and over time
• Analysis and reporting skills.

Other Benefit

• 13th month salary
• Incentive
• Annual bonus
• Seniority Pay
• Training
• Health and life insurance

Closing Date: 31 December 2021

Job Description

• Responsible for appropriate functioning of the overall all Teller Operations Process
• Using Operational expertise and bridging the gaps identified in day to day branch Tellers/ Chief, Branch Tellers by direct or indirect monitoring and supervision
• Review of sample cases on a day to day basis to ensure quality and compliance to Quality check parameters
• Ensuring Operational and Cash management controls are effective across all branches on an ongoing basis
• Enforce process discipline and policy compliance in cash management and remittance
• Prevent process deviations by doing root cause analysis and putting in preventive and corrective actions in place
• Conducting an audit and ensuring safekeeping / timely dispatch to Cash Operation, Value Document, Vault Management, Remittance, Cheque Other Bank Operation (Receive, Clear, Return) and Booking Data in System
• Ensuring improvement in the quality scores of teller functions such as clearing-house, cash management and remittance, responsible for and adherence to teller process requirements with ongoing process & system changes
• Responsible for measuring the productivity of the respective Tellers and ensuring adherence to the TAT (Turnaround Times)
• Responsible for training, backup planning, job rotation of the Tellers and timely hiring / ensuring low attrition levels
• Provide valuable inputs towards system and process changes to eliminate wastage and bring in additional controls. Carry out UAT’s on system changes and share valuable inputs with Technology teams
• Train tellers’ responsible for new products, system and process changes and ensure appropriate training has been imparted before enhancements go live
• Update all related Cash Management, Cash Control Data, Fund Management and Fund Control Data with Remittance Process for all branches and report to Head of Operations Daily Basis
• Control all Remittance, Clearing-house, Teller Transactions, Teller Issues and report to Head of Operations and Admin on a daily basis
• Manages Remittance, Teller Operation, Solving All Teller Issues on time and reports to Head of Operations and Admin on a daily basis

Job Requirements

Knowledge & Experiences

• Hold Bachelor degree in Finance and Banking, Accounting, or Business Administration;
• At least 5-years experience in cash management for the banks and MFIs;
• Understand about vision, mission, core values, regulations, and other principles of SME Bank of Cambodia;

Skills & Abilities

• Be a good team player with a sense of responsibility and adaptability;
• Good computer literate (MS Word, Excel, PowerPoint, Email and Internet);
• High proficiency in English knowledge;
• Ability prioritize, multi-task and work well under pressure to meet deadlines;
• Skills in managing, communicating, reporting, solving problems, and interpersonal skills.
• High committed, confident and talented to work.
• Ability to develop the banking operations policies and procedures and translate them to actions.

Other Benefit

• 13th month salary
• Incentive
• Annual bonus
• Seniority Pay
• Training
• Health and life insurance

Closing Date: 31 December 2021

Job Description

• As part of the Marketing team, you will work closely with various internal stakeholders including Sales, Solutions and Finance to develop and execute campaigns in accordance with bank’s strategic goals.
• Conduct market and competitor survey periodically for strategy/decision making
• Develop product positioning and pricing for new and mature product; and feature that differentiates products in the market; adjust product in responsive to bank strategy, competitor offerings and market trend.
• Sales enablement – communicate the value proposition of the products to the sales team and develop the sales tools that support the selling process of your products
• Product launch and finetune– plan the launch of new product from end to end (survey, proposal approval, cross-functional co-work and implementation)
• Marketing program/campaign launch and execution – initial planning, execution, and post tracking.
• Responsible for various tasks includes but not limited to design, content, acquisition, product, sales…. to implement strategies
• Manage Internal / external PR and communication
• Responsible for controlling access to website/ Facebook page and other media as assigned
• Develop quality content and content calendar to engage key target audiences and stakeholders.
• At-hoc

Job Requirements

Knowledge & Experiences

• 5+ years of product marketing experience in local/foreign banks or 5+ years’ experience of related field
• 3-5 years of experience in telecommunication field
• Fluent in English speaking/writing
• Bachelor Degree of Marketing, Business, or related field.
• Understand about vision, mission, core values, regulations, and other principles of SME Bank of Cambodia;

Skills & Abilities

• Proven track record in executing product launches and lead generation programs
• Good communications and able to drive marketing programmes independently and work well as a team player
• Experienced in driving both online and offline marketing campaigns, and events
• Strong analytical skills and strong knowledge of market segmentation and market trends
• Well-presented and attractive personality
• Be open for travelling and field works

Others

• Focus and goal-orientated
• Team player
• Patient and can work under pressure
• Good at analysis and familiar with excel
• Be a Cambodia citizen;
• Be high integrity, accountability, hardworking, and commitment;
• Be respectful;
• Demonstrate sound professional ethic.

Other Benefit

• 13th month salary
• Incentive
• Annual bonus
• Seniority Pay
• Training
• Health and life insurance

Closing Date: 31 December 2021

Job Description

• Assisting customers with processing transactions, such as deposits, withdrawals, money exchange or payments, resolving complaints or account discrepancies, and answering questions
• Money counterfeit notice.
• Maintaining and balancing cash drawers and reconciling discrepancies
• Inform customers about bank products and services
• Packaging cash to be stored in drawers or the bank vault
• Keeping a clean, organized work area and a professional appearance
• Track, record, report, and store information related to transactions, bank supplies, and customers, ensuring all information is accurate and complete
• Be Confidential with the customer’s balance or other transactions
• Using software to track bank information and generate reports
• Provide a comfortable way for customers with the bank services
• Following all bank financial and security regulations and procedures

Job Requirements

Knowledge & Experiences

• Hold Bachelor degree of Finance and Banking, Accounting, or Business Administration;
• Fresh graduate or 1-years experience in cash handling of the banks or MFIs is an advantage;
• Understand about vision, mission, core values, regulations, and other principles of SME Bank of Cambodia;

Skills & Abilities

• Be a good team player with a sense of responsibility and adaptability;
• Good computer literate (MS Word, Excel, Power Point, Email and Internet);
• High proficiency in English knowledge;
• Ability prioritize, multi-task and work well under pressure to meet deadlines;
• Skills in managing, communicating, reporting, solving problems, and interpersonal skills.
• High committed, confident and talented to work.
• Ability to understand the banking operations policies and procedures and translate them to actions.

Other Benefit

• 13th month salary
• Incentive
• Annual bonus
• Seniority Pay
• Training
• Health and life insurance

Closing Date: 31 December 2021

Job Description

• Answering customer’ in bounce through communication channels including Phone call, Telegram, Messenger, and other official channels.
• Central of customer complaints and issue handling through on air, on chat, physical feedback box via branch monthly feedback report and share to relevant stakeholders to improve.
• Delegating issues to internal/external stakeholder to solve customers’ complaints/issues, following up and keep tracking, maintaining proper report.
• Ensure timely update on all products and services information.
• Online Loan request Monitoring and Lead Tracking
• Post customer care call to survey service/product satisfactory
• *Other tasks assigned by management

Job Requirements

Knowledge & Experiences

• 1-2 years of experience in telecommunication field
• Fresh graduated are also welcomed
• Level intermediate of English Language
• Strong phone and verbal communication skills along with active listening
• Understand about vision, mission, core values, regulations, and other principles of SME Bank of Cambodia;
• Knowledge of Microsoft Word, Excel, PowerPoint and Internet, Email and social media platform

Skills & Abilities

• Bringing out the best in others to achieve maximum performance
• Following through on inquiries and projects to ensure completion
• Managing the performance of others seriously but tactfully
• Exhibiting patience in order to appease the most difficult clients
• Committing to exceptional customer service
• Multitasking with ease to handle the needs of various reps at the same time
• Prefer to learn and improve for productive work environment
• Good interpersonal skill, self-motivated, loyalty and forgiveness
• Customer focus and adaptability to different personality types
• Ability to multi-task, set priorities and manage time effectively
• good written and spoken English and Khmer
  

Others

• Focus and goal-orientated
• Team player
• Patient and can work under pressure
• Be a Cambodia citizen;
• Be high integrity, accountability, hardworking, and commitment;
• Be respectful;
• Demonstrate sound professional ethic.

Other Benefit

• 13th month salary
• Incentive
• Annual bonus
• Seniority Pay
• Training
• Health and life insurance

Closing Date: 31 December 2021

Job Description

• Strong focus on business development, relationship building and networking;
• Market products and solutions to increase lending, deposit and cross-sell opportunity;
• Promote banking products and services to existing and prospective customers
• Assists customers for loan application and screens loan applications;
• Ensure quality of loan portfolio through sound credit assessment and monitoring;
• Collecting, investigating, and analyzing for loan appraisal;
• Conducts client sit visit of home, business places, and collateral;
• Study credit status and competition in its operating areas;
• Deal and coordinate customer complaints or claims as well as loans problem;
• Processing registration of title deed at local authorities and land office;
• Loan monitor and follows up of the timely repayment;
• Build good relationships with customers and local authorities;
• Ensure full compliance with all in-place bank policies & procedures;
• Achievement of his/her performance targets;
• Identify and understand customers’ needs and recommend appropriate financial products/services;
• Ensure that the highest quality of service is offered in the VIP premises at all times;
• Execute other related duties as assigned by line supervisors or requested.

Job Description

• At least Bachelor’s degree in business administration, economic, or finance and banking is desirable;
• At least 1 year working experience in financial institutions, accounting, or related fields;
• Fresh graduates are also encouraged to apply;
• Understand about vision, mission, core values, regulations, and other principles of SME Bank of Cambodia;

Skills & Abilities

• Ability to communicate and to maintain good relation with the client
• Be able to travel based on location set
• Ability to communicate and self-motivated person
• Ability to work effectively in a team environment and work in the field
• Good computer literate (MS Word, Excel)
• Willing to work under pressure and over time
• Analysis and reporting skills.

Other Benefit

• 13th month salary
• Incentive
• Annual bonus
• Seniority Pay
• Training
• Health and life insurance