Term Deposit Account account is a type of account that Offers customer an enhanced rate of return for committing to keep the savings deposit with SME Bank of Cambodia for a specific period and having an option to withdraw monthly interest or at maturity.
Personal Account:
| Term | RIEL | USD |
|---|---|---|
| 1 Month | 1.00% | 0.3-% |
| 3 Month | 2.00% | 1.50% |
| 6 Month | 2.90% | 2.50% |
| 9 Month | 3.40% | 3.00% |
| 12 Month | 3.70% | 3.50% |
| 18 Month | 4.00% | 3.70% |
| 24 Month | 4.50% | 4.00% |
Corporate Account:
| Term | RIEL | USD |
|---|---|---|
| 1 Month | 0.50% | 0.00% |
| 3 Month | 1.00% | 0.60% |
| 6 Month | 2.00% | 1.50% |
| 9 Month | 2.50% | 2.00% |
| 12 Month | 2.70% | 2.50% |
| 18 Month | 3.00% | 2.70% |
| 24 Month | 3.50% | 3.00% |
Special Features
- Minimun Opening balance : USD 10 or KHR 40,000
- Interest Payment: Dialy or Monthly
- Customer Account Information Card
Document Requirement Personal Account:
- National ID Card or
- Passport or
- Family Books or any document that proves your residential status.
Corporate Account:
- Original and latest Memorandum and Articles of Association (M&A), Certificate of Commercial Registration
- Patent, Value Added Tax-VAT Certificate, Tax Payment Receipt, Tax Return with a tax identification letter.
- Original Board of Directors Resolution.
- Original and valid National ID or Passport of all Shareholders and Directors.
- Business License.
Note:
- Free 1 account statement per month and KHR8,000 / USD2 per subsequence request.
- Early Closure Fee : Free and 1 business day notification
- Withholding Tax: 6% for Resident and 14% for Non-resident
