Cambodia Water Operator Scheme (CWOS)

The development of the water sector in Cambodia has substantially enhanced the well-being of the population and fostered sustainable socio-economic growth.

To further this progress, SME Bank of Cambodia has introduced the “Cambodia Water Operator Scheme,” providing favorable financing scheme for business owners operating within the water sector.

Features

Financing Size :Up to US $3 million (or KHR equivalent)
Purpose :Capital Expenditure or Working Capital
Financing Term :Up to 10 Years
Currency :KHR and USD
Interest Rate :From 5.00% P.A (USD) I From 4.75% P.A (KHR)
Upfront Fee :0.50%

Benefits

  • Offering favorable interest rates.
  • Enhancing the efficiency and productivity of the water business.
  • Ensuring appropriate collateral requirements.

Document Requirement

  • Identification documents for the borrower & co-borrower,​​ such as a National Identification Card (NID), passport, or
    other equivalent documents.
  • The title deed of the collateral.
  • Business-related registration documents such as: a Business License, Patent, and Certificate of Incorporation.
  • Documents of income and expenses.
  • Financial Statement (if applicable).
  • Bank Statement (if applicable).
  • Any relevant documents based on the business sector