The Cambodia SME Scheme is to assist viable SMEs impacted by the economic challenges during the Covid-19 period. With Cambodia SME Scheme, it is envisaged that SMEs will have accessibility to financing at a reasonable cost.

The Cambodian financial market is developing rapidly and approaching the saturation stage. However, most commercial banks and MFIs are introducing both cash-flow and collateral-based lending. In general, they required real-estate property such as land and/or building to be served as collateral. According to the feedback from the market, some small and medium enterprises (SMEs) are not able to get loans from banks or MFIs due to collateral requirements.